If you caused or contributed to a car accident in Ohio, you likely have many questions about your rights and options.
Can you still receive compensation for your injuries and damages even if the collision was partially your fault? How exactly does Ohio’s negligence law work? What key strategies can help maximize your potential settlement?
Today, we’ll look into Ohio’s modified comparative fault rules and how they impact your ability to recover accident compensation. From determining fault percentages to negotiating fair settlements, personal injury attorneys who’ve worked in car crash cases provide practical guidance on seeking damages after an at-fault crash.
Ohio uses a Modified Comparative Negligence system to assign fault and award damages after motor vehicle incidents.
This rule means injured victims may recover compensation if they were 50% or less to blame for the collision. However, if the courts find you 51% or more at fault, you may recover zero damages.
The contributing factors that determine each driver’s percentage of fault include:
Based on the investigating officer’s analysis, law enforcement crash reports often provide the initial split of fault percentages between the involved drivers. However, insurance claims adjusters use additional evidence like witness statements, video footage, medical reports, and reconstruction analysis to make their final determinations.
If you disagree with an insurer’s fault finding or someone alleges you are 51% or more liable in a lawsuit filed against you, having an experienced Ohio crash attorney review your case is crucial.
Skillful negotiation and litigation can help dispute inaccurate fault assessments so that at-fault victims recover the maximum compensation they deserve.
If the collision analysis shows you were 50% or less at fault for the crash, Ohio’s comparative negligence law allows you to seek damages against other negligent drivers. This redress remains true even if the accident was hardly your fault, such as being found only 1% liable for the incident.
For example, suppose the courts split responsibility, 40% your fault and 60% the other motorist’s fault. Here, you can still recover 60% of the value of your compensable losses from the other driver’s insurer.
Additionally, if the other motorist has no insurance or insufficient coverage, you can access your own policy’s uninsured or underinsured motorist coverage to pay the remaining losses after the at-fault policy limits are exhausted.
An experienced Ohio personal injury lawyer can help substantially increase your settlement by exhaustively documenting your damages, skillfully establishing fault percentages favorable to your claim, and aggressively negotiating with insurers to pay what you legally deserve.
Most claims focus on recovering three common forms of motor vehicle accident compensation when involved in an at-fault Ohio collision.
Any quantifiable out-of-pocket crash expenses.
Intangible damages that arise naturally from the accident.
Out-of-pocket costs arising from the death of a loved one.
Precedent, Ohio court judgments have awarded substantial settlements to at-fault drivers covering the three categories of accident compensation above. But without taking proactive legal action to document and demand compensation entirely, insurers will continue dragging out the claims process while paying you pennies on the dollar.
Settling an at-fault crash claim directly with insurers rarely leads to fair payouts.
Ohio insurance companies have dedicated teams of adjusters fighting to minimize what victims recover. Even if you were only 10% liable for causing the wreck, they will aggressively dispute damages, deny claims, delay payments for months or years, and pressure quick, undervalued settlements.
Ohio car accident lawyers use the following proven strategies to increase client compensation in at-fault claims substantially:
By taking these steps with experienced legal guidance, Ohio accident victims increase compromised payouts despite holding a partial share of fault.
If you suffered harm in an Ohio car accident you partially caused, contact The Jones Firm to understand your rights and options before speaking further with insurers. Our skilled crash lawyers offer free consultations and case evaluations, so you have nothing to lose by seeking legal advice.
We examine police reports, insurance communications, medical records, and other evidence to provide a professional opinion on maximizing potential compensation available.
Don’t assume causing the incident automatically prevents meaningful financial recovery. With customized case strategies and relentless negotiation tactics, substantial damages remain within reach.